Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 29

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 32

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JRequest::clean() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 33

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 463

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 464

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 465

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 466

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 467

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 468

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 35

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 38

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 39

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 46

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 47

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 50

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 53

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 54

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 57

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 58

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getApplication() should not be called statically in /home/content/85/6136885/html/index.php on line 31

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JApplication::getInstance() should not be called statically in /home/content/85/6136885/html/libraries/joomla/factory.php on line 46

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 130

Strict Standards: Declaration of JSite::getRouter() should be compatible with & JApplication::getRouter($name = NULL, $options = Array) in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 135

Strict Standards: Declaration of JSite::getPathWay() should be compatible with & JApplication::getPathway($name = NULL, $options = Array) in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 135

Strict Standards: Declaration of JSite::getMenu() should be compatible with & JApplication::getMenu($name = NULL, $options = Array) in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 135

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 726

Strict Standards: Non-static method JFactory::_createConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 73

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/registry/registry.php on line 19

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JUtility::getHash() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 99

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/utilities/utility.php on line 111

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 384

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 764

Strict Standards: Non-static method JFactory::_createSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 94

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 500

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Declaration of JSession::set() should be compatible with JObject::set($property, $value = NULL) in /home/content/85/6136885/html/libraries/loader.php on line 140

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 19

Strict Standards: Non-static method JSession::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 506

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JSessionStorage::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 108

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JFilterInput::clean() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/storage.php on line 57

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/storage/database.php on line 64

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 268

Strict Standards: Non-static method JFactory::_createDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 271

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 550

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JDatabase::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 562

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JError::isError() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 564

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/storage/database.php on line 69

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JPath::find() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JTable::addIncludePath() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 112

Warning: session_start(): Cannot send session cookie - headers already sent by (output started at /home/content/85/6136885/html/libraries/joomla/import.php:29) in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 423

Warning: session_start(): Cannot send session cache limiter - headers already sent (output started at /home/content/85/6136885/html/libraries/joomla/import.php:29) in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 423

Warning: Cannot modify header information - headers already sent by (output started at /home/content/85/6136885/html/libraries/joomla/import.php:29) in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 426

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 767

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 112

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/html/parameter.php on line 21

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 53

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 163

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JComponentHelper::getParams() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 60

Strict Standards: Non-static method JComponentHelper::getComponent() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/component/helper.php on line 83

Strict Standards: Non-static method JComponentHelper::_load() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/component/helper.php on line 39

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/component/helper.php on line 196

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 61

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLanguage::exists() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 68

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JFolder::exists() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/language/language.php on line 265

Strict Standards: Non-static method JPath::clean() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/filesystem/folder.php on line 392

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 164

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 172

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 163

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 384

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JPluginHelper::isEnabled() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 174

Strict Standards: Non-static method JPluginHelper::getPlugin() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/plugin/helper.php on line 75

Strict Standards: Non-static method JPluginHelper::_load() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/plugin/helper.php on line 41

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/plugin/helper.php on line 174

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/plugin/helper.php on line 175

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 163

Strict Standards: Non-static method JPluginHelper::importPlugin() should not be called statically in /home/content/85/6136885/html/index.php on line 41

Strict Standards: Non-static method JPluginHelper::_load() should not be called statically in /home/content/85/6136885/html/libraries/joomla/plugin/helper.php on line 92

Strict Standards: Non-static method JPluginHelper::_import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/plugin/helper.php on line 97

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71
Wait !

Real Estate


This text will be replaced

Get more Lifestyle Videos via the FREE Members Only Video Service: Join

Sign up for the launch of my Book and receive FREE Launch BONUSES:

(Optional but Recommended)

These details will remain confidential.
We will never pass them on, ever.

Property investment is really a simple small business. You have income (rent) and expenses (interest on the mortgage, rates, insurance etc). As with any business you have to make a profit to be successful. In real estate there are two ways to make a profit:

1. Rental Profit – the rent received pays all of the expenses and leaves some cash over every week.

2. Capital Gain – when you sell the property this is the sale price less your original purchase price.

Ask any experienced property investor and they will tell you that you get wealthy from capital gains. The rental income mainly lubricates the wheels and sometimes puts a bit of cash in your back pocket every week.

Obviously, the best scenario is a good rental profit coupled with big capital gains. However, the next best option is a zero rental profit (or even a small loss) with a big capital gain. The least attractive is a rental return with little or no capital gain. Of course the absolute worst is a rental loss and little or no capital gain. You may as well dig a hole in your garden and pour money in. But if you are prudent you will never purchase such a property.


The Property Market is Cyclical

This is so obvious you would think that it doesn’t need to be said at all. But the truth is that even experienced property investors forget this basic principle. When the property market is dead cold, no-one wants to buy. Many parts of the Western world were like this in the mid to late 90’s. It was absurdly easy to buy a property with a high Rental Profit. But the market hadn’t moved and wasn’t moving and no-one seemed interested. Of course if you had bought property at that time you would have made a killing if you had sold into the recent boom.

Of course the opposite is true in boom markets. Prices are going up fast, sometimes 20-30% a year and Moms and Dads are making huge capital gains (on paper), which far exceed their wages or salary. In these times people think that property prices will keep going up forever. They borrow more and buy more, getting a psychological high every time they look at their property portfolio spreadsheet. They forget that the cycle will go full circle and price rises will stop and even decline (yes they fall!). The time will come again when the banks slow their lending and people lose money and then almost everyone goes cold on property.

Simply put you make much higher capital gains when you are counter-cyclical, i.e. you buy in the bad times and sell in the boom times.


Leverage

The main reason you can make a lot of money in property is leverage. Leverage is simply using a small amount of money to control a large amount of money.
For example, let’s say you have saved (or can somehow get your hands on) $30,000.

1. You can bank it and get 4% interest from the bank, less tax, let’s say a 3% return. So you get $900 a year.

2. You can buy stocks where the average annual gain might be 8%. So you get $2,400 a year.

3. You can leverage your money by going to the bank and getting a 90% mortgage on a $300,000 property i.e.

$270,000 borrowed
$30,000 deposit

Assuming conservatively that you have a zero rental profit (rent covers expenses but nothing left over), but that the property value increases by 10% a year:

$300,000 house
$30,000 - 10% increase in value.

Therefore, the return on your $30,000 is 100% per year – fantastic!

As I said on the Passive Income page, you do the vast bulk of the work before you buy. I recommend really understanding the market and location. I strongly suggest viewing 100 properties, putting offers in on three and buying one!


Property Cycle

As I said above the property market is cyclical. It is far better to buy in bad times when property prices are low.

Most of the Western world has had an unprecedented boom in property prices for the last ten years. I am currently NOT buying property. I am waiting patiently for property prices to really fall. It might take a few years but when they do fall, cash will be king, and I will be ready.


Real Estate Book

 I have written a book on Real Estate entitled "Creating Property Wealth". I will be launching it in 2011.

You can sign up to the launch list here:


(Optional but Recommended)

These details will remain confidential.
We will never pass them on, ever.

When you can choose not only in this area levitra coupons can say a gift for you levitra coupon here that promise regular customers.