Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 29

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 32

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JRequest::clean() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 33

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 463

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 464

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 465

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 466

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 467

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/content/85/6136885/html/libraries/joomla/environment/request.php on line 468

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 35

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 38

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 39

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 46

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 47

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 50

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 53

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 54

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 57

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/import.php on line 58

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getApplication() should not be called statically in /home/content/85/6136885/html/index.php on line 31

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JApplication::getInstance() should not be called statically in /home/content/85/6136885/html/libraries/joomla/factory.php on line 46

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 130

Strict Standards: Declaration of JSite::getRouter() should be compatible with & JApplication::getRouter($name = NULL, $options = Array) in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 135

Strict Standards: Declaration of JSite::getPathWay() should be compatible with & JApplication::getPathway($name = NULL, $options = Array) in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 135

Strict Standards: Declaration of JSite::getMenu() should be compatible with & JApplication::getMenu($name = NULL, $options = Array) in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 135

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 726

Strict Standards: Non-static method JFactory::_createConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 73

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/registry/registry.php on line 19

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JUtility::getHash() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 99

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/utilities/utility.php on line 111

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 384

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 764

Strict Standards: Non-static method JFactory::_createSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 94

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 500

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Declaration of JSession::set() should be compatible with JObject::set($property, $value = NULL) in /home/content/85/6136885/html/libraries/loader.php on line 140

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 19

Strict Standards: Non-static method JSession::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 506

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JSessionStorage::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 108

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JFilterInput::clean() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/storage.php on line 57

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/storage/database.php on line 64

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 268

Strict Standards: Non-static method JFactory::_createDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 271

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 550

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JDatabase::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 562

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JError::isError() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 564

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/session/storage/database.php on line 69

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JPath::find() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JTable::addIncludePath() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 112

Warning: session_start(): Cannot send session cookie - headers already sent by (output started at /home/content/85/6136885/html/libraries/joomla/import.php:29) in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 423

Warning: session_start(): Cannot send session cache limiter - headers already sent (output started at /home/content/85/6136885/html/libraries/joomla/import.php:29) in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 423

Warning: Cannot modify header information - headers already sent by (output started at /home/content/85/6136885/html/libraries/joomla/import.php:29) in /home/content/85/6136885/html/libraries/joomla/session/session.php on line 426

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 767

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/database/table.php on line 112

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/joomla/html/parameter.php on line 21

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 53

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/factory.php on line 163

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JComponentHelper::getParams() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 60

Strict Standards: Non-static method JComponentHelper::getComponent() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/component/helper.php on line 83

Strict Standards: Non-static method JComponentHelper::_load() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/component/helper.php on line 39

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/component/helper.php on line 196

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 61

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLanguage::exists() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/includes/application.php on line 68

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JFolder::exists() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/language/language.php on line 265

Strict Standards: Non-static method JPath::clean() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/filesystem/folder.php on line 392

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/content/85/6136885/html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/content/85/6136885/html/libraries/joomla/application/application.php on line 164

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Risk


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How understanding your personal risk profile can help you to be more successful.

The full chapter on Risk and Risk Aversion will enable you to understand where risk aversion is holding you back from achieving what is possible in your life.

Overcoming unnecessary Risk Aversion means succeeding with controlled risk and joining those who profit by taking small, well defined business risks.

You are somewhere on the continuum between being a risk taker and being risk averse. Risk aversion is a measure of your preference for uncertainly over certainty. If you are too risk averse and conservative you limit your ability to make decisions and therefore your ability to succeed. In my experience most people are somewhat risk averse. I have also noticed that those who take controlled risks in career, business and investments are generally the most successful.

For example a risk averse person might prefer to stay in a low paid job than move jobs, or start their own business; even when such a change is likely to bring about increases in income, job satisfaction, status and so on.

It might be useful for you to think about how risk averse you are. One of the main regrets at the end of people’s lives is they did not take a leap of faith or an opportunity when it was presented to them. If you are too risk averse this is a significant possibility.

If you are very risk averse and this is affecting your decision-making, start small and get some confidence by taking small risks. Alternatively change your mind set by concentrating on what you are missing out on by not taking a controlled risk.

Of course risk aversion is not confined to business and finance. We all have risk thresholds for relationships, career, adventure, extreme sports, vacations, overseas travel, selling ourselves, asking others for their time and so on.

Tip #1 Evaluate Your Threshold
It is important to evaluate where your risk thresholds are and to think about whether your current risk thresholds are causing you to limit your opportunities, outcomes and experiences. Write these down.

Tip #2 Take Small Steps
If you recognize you are being held back by risk aversion I recommend taking small but deliberate steps to push out the boundaries a little bit at a time. As you take small steps of controlled risk, you will find it gets easier and easier. You will find that any negative consequences are not nearly as bad as you had imagined. You will also find that you feel more alive, more excited, and more stimulated. You will also be more interesting to other people. This of course all builds on itself as a virtuous circle until you are doing what you want to do without fear.

Tip #3 Worst Case Scenario
Many people make choices based on an imaginary worst possible scenario rather than the likely probability of negative things happening. When I have a decision to make it often helps me to imagine the realistic worst possible scenario. As long as I can live with the worst case scenario (for example losing $2,000) and I can also see a significant upside opportunity I am happy to take a controlled risk.

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