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Retirement is one of the most disempowering words in the English language. It conjures up the image of someone who has worked long brutal hours for tiresome year after tiresome year with an annual three week “vacation”. Then when society deems they are no longer at full productive capacity they stop doing what they have an ingrained habit of doing and they “retire” on far less income than they are used to. Not only that, most people have to trust the government to top up their savings in order to give them some standard of living.

Leaving the standard of living of my retirement to a group of future politicians is not my idea of certainty and peace of mind!

Now I believe in being youthful for as long as possible. But the idea of a three month surfing vacation with my kids now is much more appealing to me than watching my grandchildren surfing when I’m in my seventies. Just like you I want to retire now, not when I’m getting old!

Imagine your life from next year onwards as a series of adventures or missions or experiences interspersed with periods of earning money doing something you love. That is the way I live my life and there is nothing stopping you doing the same.

Tip #1 Mini Retirements
You can restructure your life so you can take “mini retirements” now. Work two months then take a month off. Work for a year then take six months off and backpack around the world for six months. Completely restructure your life so you earn passive or near passive income by only working a few hours a week from anywhere in the world.

Tip #2 Experiences
Most people don’t actually want to have unlimited money. What they really want is to be able to experience the lifestyle activities we think unlimited money will bring – time freedom, boating on the Mediterranean, a month in Tuscany, travelling two months every year to exotic locations. All these are possible if you live smart and think globally.

Tip #3 Never Retire
A wonderful advantage of re-ordering your life towards running your own business in line with your passions is that you never have to retire! You can keep on managing your business and your life until they take you away in a box! Even if you are an employee and you have to “retire”, immediately start a business or an income earning activity that is in line with your passions. It never feels like work if you love what you do.

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